Definition of money

Short definition: The word money means what people use to pay for things they need or want, and it also represents value power and security in everyday life, whether you are buying food saving for the future or planning a trip.

Looking for a clear and natural explanation of the word money? The word money is part of everyday life and shows up in almost every conversation about work, dreams, stress, and freedom. Sometimes it means coins and bills, sometimes it means success, and sometimes it simply means security. People talk about money when they plan their future, worry about expenses, or celebrate achievements. Below, each meaning is explained in a calm and natural way, so it feels real, human, and easy to understand.

money n. /ˈmʌni/

Forms: money
Related: cash n., wealth n., finance n.
Syllable: mon-ey

  1. (Noun) The coins, bills, or digital balance people use to buy things and pay for daily needs.

    Money is what people use to pay for food, clothes, transport, and rent. It can be physical like cash, or digital like the balance in your bank app. This is the most basic meaning of money and the one everyone deals with every day.

    I forgot my money at home today.
    She saved enough money to buy a new phone.
    He pays most things with digital money now.

    Synonyms: cash, currency, funds, payment, bills, coins, bank balance, spending power, financial resources, capital, income, cash flow
    Antonyms: debt, poverty, shortage, lack of funds, emptiness, zero balance, bankruptcy, financial trouble, need, scarcity, no cash, broke state

  2. (Noun) A symbol of financial security and feeling safe about the future.

    For many people, money means more than buying things. It represents safety, comfort, and the feeling that tomorrow will be okay. Having enough money often brings peace of mind, while lacking it can bring worry and stress.

    Having some savings gives her a sense of money security.
    He works hard so his family never worries about money.
    They finally feel relaxed about money after years of struggle.

    Synonyms: financial security, safety net, financial comfort, stable income, economic safety, financial peace, money cushion, financial support, steady funds, secure savings, future security, money stability
    Antonyms: financial fear, money stress, insecurity, poverty risk, unstable income, money problems, debt pressure, financial anxiety, uncertainty, lack of savings, financial worry, money trouble

  3. (Noun) A way people measure success, status, or achievement in life.

    In many cultures, money is seen as a sign of success. People often connect wealth with achievement and power. Even though it is not the only way to measure success, it still plays a big role in how society looks at people.

    Some people think success is all about money.
    He became famous and made a lot of money.
    She proved you can be successful without chasing only money.

    Synonyms: wealth, fortune, riches, financial success, big earnings, high income, prosperity, affluence, economic power, financial achievement, monetary success, rich life
    Antonyms: failure, poverty, financial loss, low income, struggle, hardship, lack of success, broke life, empty pockets, no wealth, poor condition, financial defeat

  4. (Noun) Something people worry about when life feels uncertain or stressful.

    Money is one of the most common sources of stress in adult life. Bills, debts, and future plans can make people feel anxious. In this sense, money is not just currency, but also emotional pressure.

    Money problems kept him awake at night.
    She felt stressed because of money issues.
    They argued again about money.

    Synonyms: financial stress, money pressure, economic worry, debt anxiety, financial burden, money struggle, budget stress, financial tension, money headache, cost pressure, money fear, financial strain
    Antonyms: financial peace, money comfort, stress-free living, stable income, relaxed finances, economic calm, debt-free life, worry-free budget, financial ease, secure living, peaceful finances, money calm

  5. (Noun) A tool people use to gain freedom, choices, and opportunities.

    Money can also mean freedom. With enough money, people can choose where to live, what to study, and how to spend their time. In this sense, money becomes a key to possibilities.

    Saving money gave her the freedom to travel.
    He worked hard so money would not limit his dreams.
    For them, money means more choices in life.

    Synonyms: freedom tool, opportunity maker, life choice power, financial freedom, independence resource, option giver, lifestyle enabler, dream supporter, freedom fund, chance creator, life control tool, future opener
    Antonyms: limitation, restriction, trapped life, financial cage, lack of choice, forced lifestyle, limited options, no freedom, controlled life, narrow future, fixed path, restricted living

  6. (Noun) Something people use to describe value, worth, or importance.

    People often use money in expressions like “This is where the money is” to mean something is valuable. In this sense, money stands for importance, not just cash.

    This idea is where the real money is.
    He knows where the money lies.
    The skills you learn now will be money later.

    Synonyms: value, worth, importance, benefit, advantage, key asset, main point, real gain, true reward, core benefit, big value, main payoff
    Antonyms: uselessness, low value, waste, disadvantage, emptiness, no benefit, trivial thing, meaningless effort, small gain, zero worth, pointless work, no payoff

An Explanation of the Word "money" in an Image

A pile of money with stacks of cash gold coins and a money bag showing wealth and finance
An illustration showing money as a symbol of wealth savings and financial success

Conversation Using the Word Money

The following conversation takes place between friends at a café. It shows how the word money is used in everyday English when talking about saving, spending, and simple life decisions.

Daniel: I am trying to be more careful with my money.

Laura: Same here. I want to save more this year.

Daniel: What do you usually spend your money on?

Laura: Mostly food and little trips with friends.

Daniel: That sounds reasonable.

Laura: I used to waste money on things I did not need.

Daniel: I did that too, but now I try to plan better.

Laura: Saving money feels good in the long run.

Daniel: Definitely. It gives peace of mind.

Laura: Maybe we can set some money goals together.

Daniel: That is a great idea.

Phrases Containing the Word Money

The phrases below show how the word money is often used to talk about spending, saving, work, and everyday financial situations in simple English.

Save money

To keep money for later use.

I try to save money every month.

Spend money

To use money to buy something.

He spent money on new shoes.

Earn money

To get paid for work.

She earns money by teaching online.

Make money

To gain income.

He wants to make money with his skills.

Waste money

To spend carelessly.

Buying things you do not need wastes money.

Need money

To require funds.

I need money for school books.

Extra money

More money than usual.

I used my extra money for travel.

Easy money

Money gained with little effort.

There is no such thing as easy money.

Hard-earned money

Money gained through hard work.

She protects her hard-earned money.

Borrow money

To take money and return it later.

I had to borrow money from my friend.

Lend money

To give money temporarily.

He agreed to lend money to his cousin.

Lose money

To have less money than before.

He lost money in that business.

Save up money

To collect money over time.

I saved up money for a new phone.

Spend too much money

To overspend.

She spent too much money last weekend.

Have no money

To be out of cash.

I have no money until payday.

Plenty of money

A lot of money.

He has plenty of money to travel.

Money problems

Financial difficulties.

They faced money problems last year.

Money habits

Ways you handle money.

Good money habits help you save.

Money goals

Financial targets.

She set money goals for this year.

Money matters

Financial issues.

We talked about money matters at home.

Words Rhyme with money

honey
funny
sunny
bunny
runny
gummy
tummy
dummy
mummy
crummy
sunny-side
blood-money
hush-money
pocket-money
paper-money
baloney
pony
bony
stony
phoney
cronie
colony
harmony
testimony
ceremony
alimony
matrimony
acrimony
parsimony
monetary
POS: Noun  Category: Finance